In any context that relates to finance, there are always concepts like credit score and credit rating mentioned. Though they may appear similar they are used in different context and have different effectsIn any context that relates to finance, there are always concepts like credit score and credit rating mentioned. Though they may appear similar they are used in different context and have different effects. It is therefore important to distinguish between credit score and credit rating when facing the decision of getting the best credit card in India or a low interest rate credit card.To sum up, credit scores and credit ratings are both the measures of creditworthiness, but they are used for different aim and are targeted at different audiences.